Whatchutalkingabout Usury Laws?

I am seriously about to be getting serious about some bar studying. I know this because I am planning out a strategy for tabbing and generally pimping out all my barbri books. It’s going to be amazing. I’m thinking multi colored tabs, maybe some duct tape for extra-strength reinforcement, and of course aluminum foil to protect them from harmful radiation.

Studying, however, is still approximately a week away. In the mean time there have been quite a few things happening on the TV. Gary Coleman is doing his part to make people’s lives easier. I recently spotted him in a commercial pimping some payday loan company. I have never really paid attention to any of these commercials, but holy shit the fine print is amazing.

Gary Coleman, sage financial adviser, is using his adorable face to offer people loans with a 99.25% APR. My first thought was, well, anyone who takes financial advice from Gary Coleman deserves what they get, even if that means a loan of $2600 costs them about $9000. My second thought was, why isn’t this a violation of whatever law protects stupid people from Gary Coleman’s adorable face.

Before I could have a third thought I became extremely excited by the commercial for the Ghost Rider DVD. Apparently, the DVD is packed with additional unseen footage—which I imagine is the entire movie, but that’s just a guess..